Products offered through Heartland Retirement Plan Services are not FDIC insured, are not bank-guaranteed, and may lose value, unless otherwise stated.

We have the right to restrict excessive trading. For additional information on trading rules surrounding specific investments, please review the prospectus accordingly.

Some mutual funds assess a “redemption fee” for shares that are sold after being held for less than a certain period of time. This fee is a percentage of the share value. Please review the funds’ prospectus for Information about redemption fees.